If you are looking for a great place to plan your retirement early, or retire right on time, look no further, you have found what I think is the best place short of Heaven! Hmmm, makes me think about what my next stop will be, Heaven I hope!
From my experience I can tell you that there are some obstacles to leaving full time work early. For one, most of your friends are still working! You will find yourself alone a lot waiting on your friends to get off of work. All of the extra time is fun at first (after the initial shock of realizing that no one needs you like they used to,) but after that you will start to get a little bored if you do not prepare for all of the extra time.
Believe it or not, even if you don't need the money, you will consider going back to work! That is when you should look for a planned community like we did. My husband was 53 and I was 48 years old. We scanned the country for a place to have a second residence or to move to that had so many activities we would not get bored!
We found this and more in The Villages, Florida Community. They have what is called an 80/20 rule (where as 20% of all residents can be under 55 years old). YOU MUST COME VISIT! They have a preview plan where you can come and stay, live like "Villager" for a week, have your own golf cart, and get many freebies throughout the community. It is a great way to get a taste of what you have been missing! You will go home a changed person!
There many opportunities that are available, whether you come for a short visit, or never leave.
(I'm serious, I love this place!).